What’s New in EPFO Withdrawal Rules (2025)
What’s New in EPFO Reforms (2025) 1. Simplified Partial Withdrawal System - Earlier: 13 separate withdrawal types. - Now: Merged into 3 simple categories — faster and easier processing. 2. Shorter Partial Withdrawal Eligibility Period - Earlier: Minimum service period for withdrawal was up to 7 years. - Now: Only 1 year of service required for all withdrawal types. 3. Higher Partial Withdrawal Limit. - Earlier: Could withdraw only employee share + interest (50–100%). - Now: Can withdraw 75% of total amount (including employer share + employee share + interest). 4. Protection of Retirement Corpus. - Must retain 25% in account to build minimum savings for retirement and benefit from compounding (8.25% interest). 5. EPF Final Withdrawal in case of Unemployment. - Earlier: Full PF accumulation withdrawal after 2 months of unemployment. - Now: 75% can be withdrawn anytime without documentation. Remaining 25% can be withdrawn after One year of Unemployment. - F...